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Personal Finance Information
Money Saving Tips. Maximize Savings on Everyday Items!
Frugal living is more than a lifestyle. It's a passion.
Call Me Crazy! I love It!
Top 10+ Ways to Jumpstart your New Year?s Finances!
Of course, these don't have to be done in any particular order!
Just pick one or two that particularly apply to your situation.
Budgeting your Savings - Did You Let Your Piggy Bank Get Away?
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected ?pets?, your piggy bank will disappear if you don?t feed it. A personal budget is important to create financial independence and setting goals for feeding that ?piggy bank? should be an important part of your budget!
Budget Planning - Its Elementary My Dear Watson
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don?t be afraid?...Somehow you?ve ended up lost in the ?plastic zone?.
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The "plastic zone" is a scary place. But you?re not alone. There are millions of people today living the same mysterious life in the plastic zone. Remember green money? You know, that green paper with presidents proudly displayed on them. They have virtually disappeared from the ?plastic zone.? Is real Money a foreign object to you? Is the balance of your checking account mysteriously stuck at Zero? It?s time to solve the mystery.
Save Money on your Clothing Budget. Tame the Closet Monster!
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn?t make life any easier. My son wasn?t much of a challenge. Thank goodness, he?s not ?fashion conscious?.
More Money? My Cup Runneth Over...But Im Still Thirsty
Most of us, especially those of us who have debtor?s disease (if you have it you know what it is!), have commented or at least thought, ?If I could just win the lottery, or sweepstakes, everything would be better.? Unfortunately, even if that big dream did come true things probably would get worse instead of better.
How to Draw a Personal Budget that Works
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.
5 Ways to Absolutely Destroy Your Finances!
Ben Stein has a book called How to Ruin Your Finances. To be honest, I?m not sure an entire book is needed on the subject?there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities?This is a reductio absurdum argument, meant to spur an opposing realization.)
A Fresh Start for Family Finances in 2005
While 40% to 50% of us make New Year?s resolutions on January 1?a ritual that has existed since ancient times?approximately 60% to 80% of us have already broken them by the end of February, according to researchers.
Money Matters: Strengthen Your Marriage by Putting Finances in Order
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.
Organizing Your Finances - Thinking Outside the (Shoe) Box
If you?re like most people, your personal financial records are most probably kept in less than ?Good Accounting Practices? standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements ? paid and unpaid alike ? as well as a few tax forms, a stray paper clip and a penny. Anything from an old shoebox to a toolbox would do you for this method of personal financial tracking but you can do better than that.
Kundalini Lessons - Money
I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).
Know Thy Finances
The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly allowance from his parents, but upon stipulation that he had to save 10% of it, give away 10% to charity, and account for the rest of it. While his parents required that he record down to the penny where he spent it--you can be a bit more lenient on yourself!
The Wright Place - Finances
Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.
A Fresh Start for Family Finances in 2005
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.
Whats The Truth Behind Your Finances?
Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving on our roads and big houses inhabited by the seemingly wealthy, but these houses and cars are not yet paid for.
The Magic Of Compound Interest
Christians are called to be good stewards of God's resources. A steward can be described as someone who manages the resources of another. "The earth is the Lord's and all that is in it, the world and those who dwell therein"-Psalms 24:1 (The New English Bible). To effectively manage God's financial resources, it helps to have some understanding of modern day financial concepts, strategies, and mathematical formulas. Compound interest is a great ally in catapulting you toward achieving your financial goals. Through an understanding of compound interest, God can pour out a blessing upon you, which you will not be able to measure! Albert Einstein once called compound interest "the world's most impressive invention" and dubbed it the "eighth wonder of the world." Compound interest means all the money you've invested earns interest and then the combined amount of the original investments plus your interest earns more interest. Compounding means interest added to interest. Compound interest does not produce linear growth like the pattern 1, 2, 3, 4, 5, 6, and so on; it produces geometric growth through compounding like the pattern 1, 2, 4, 8, 16, 32, and so on. Usually, the more frequently your money compounds when earning interest, the better. For example, daily compounding is normally better than monthly compounding, which is better than quarterly compounding, which is better than yearly compounding.
I Want to Buy a Home - Now What?
If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there. In addition, homeowners tend to have greater financial success in the other areas of their finances life. I've seen it over and over.
Five Secrets for Long-term Financial Success
Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.
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Talk to Ronette King today about personal finance (New Orleans Times-Picayune)
Personal finance columnist Ronette King will be taking your questions and handing out pearls of wisdom about money matters today. Ronette is a native New Orleanian who has been a reporter in the Money section since 1992.
Personal Finance III 2008 Feature Releases (wallstreet:online AG)
The following releases focus on the topic Personal Finance III: ALL TIME-OFFS ARE EASTERN.
Maths may be wrong class to learn about personal finance (Times Online)
Schools should stop teaching children about managing money as a part of mathematics lessons, an educational charity says. Combining maths and personal finance is a ?fundamentally flawed? way of teaching children how to handle money, according to the ifs School of Finance.
Personal Finance Daily: Make the start of college a fresh start on personal finances too (Market Watch)
Learn how to teach your college-bound kids the financial facts of life and discover the new stars of the ETF world, all in today's Personal Finance section.
Personal Finance Daily: We won't let technology tail wag digital dog in our future homes (Market Watch)
Meet the gadget-rich home of the future, learn when to pay bills on the Internet and when to write checks, and find out how to cement your legacy, all in today's Personal Finance section.
Personal Finance Daily: Flying toward travel bargains in the face of economic headwinds (Market Watch)
It's not nice to fool (with) Mother Nature. But it is one way to grab a bargain vacation.
Personal Finance 101 with H. Swint Friday (Corpus Christi Caller-Times)
U.S. plus math skills will equal successes
Personal Finance III 2008 Feature Releases (Centre Daily Times)
The following releases focus on the topic Personal Finance III:
Article: iPhone Gems: Every Personal Finance Application, Reviewed (iLounge)
Personal finance managers have a long history on pocket-sized devices, so it?s no surprise that there are already 15 different finance applications for the iPhone and iPod touch. Of course, they range from the simple and beautifully designed to the complex and frustrating, so this review covers all of them; skip ahead to Balance, Pennies, and SplashMoney to see the cream of the crop. Accountr ...
Personal Finance Daily: Record ups and downs on home prices will even out over time (Market Watch)
Get the real news on the housing situation, catch Paul B. Farrell's take on how politics influences investors, and get some back-to-school stock picks, all in today's Personal Finance section.
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